Celebrating Kwanzaa

Today, Kwanzaa is widely recognized as an African American holiday. The word “Kwanzaa” conies from the Swahili which means “first fruits.” Kwanzaa is not a religious holiday. Although Kwanzaa is primarily an African American holiday, it has also come to be celebrated outside the United States, particularly in Caribbean and other countries where there are [...]

Control your impulse buying

The opposite of good planning is impulse buying, which is when we buy too quickly. There is no doubt that most people enjoy shopping. Impulse buying is not a bad thing unless it gets out of control. Shopping too much causes you to drop into debt. So, it is important to learn how to control [...]