Your Age
Teenage drivers who have no driving record will have higher car insurance rates because insurance companies know that young drivers are risky drivers, so they charge high rates to protect themselves. Insurance companies figure that drivers between 16 and 24 are most at risk for accidents. Your rates will drop several notches when you reach age 25 or if you marry.

Your live area
Car insurance rates are higher in geographic areas where accident rates, number of claims filed, and average cost of claims paid are higher.

Job
You may ask how my job affects my insurance rates. It is simple to explain, some jobs give people high-level stress that can make them easily distracted while driving, so they’re at high risk for car accident.

Your sex
Male driver usually get higher insurance rates as male drivers tend to get into more accidents than female drivers.

Related posts:

1. How to save money on car insurance
2. Save money on car insurance
3. Los Angeles DUI Attorney