Saving Money Tips » Saving advice

Saving Money Tips for College Students

admin — Wed, 20 Jan 2010 04:38:55 +0000

Here are several good tips how to save money for college students”

Buy second-hand books if possible
Perhaps one of the biggest expenses that students incur is buying textbooks. You can save a lot of money by buying second-hand textbooks. Buying used textbooks will cut your school supply costs in half. There are many ways to get used textbooks. College bookstores often sell used textbooks. It is also a good idea to keep your eyes open around campus for flyers advertising used book sales by older student, so you can get lower price than on bookstores.

Buy used dorm room items
For dorm room items, check the college bulleting boards to purchase used refrigerators, desk lamps, and other small appliances.

Use credit card wisely
A lot of college students are lured by special credit card offers. SO it is a good idea to avoid credit card or get a low credit limit on your credit card so you’re not tempted to overcharge.

How to Save Money with Coupons

admin — Tue, 15 Dec 2009 09:59:38 +0000

Coupons can be an excellent way to save money. If you want to buy the item shown on the coupon, cut out the coupon and take it to the store. The variety of products that can be bought at a cheaper price because of coupons is as diverse as the people who try to save them. Coupons are available for items such as shampoo, hair spray, toothpaste, shaving cream, and even band aids and pain relievers.

Always remember that you only save money with coupons if you’re using a coupon for something you would normally buy at full price anyway. It is a good idea to clip coupons for items that you may need in the future and note the expiration date.

At first glance such things as clipping coupons and shopping at discount stores may seem trivial, but the money you save can add up quickly. The average family that uses coupons can count on saving approximately $700 a year, a substantial hourly payback rate for the time required to clip, assemble, and organize the coupons.

There two types of coupons: manufacturer’s coupon and store coupons. You can find manufacturer’s coupons on the internet and print it with your own printer. Unfortunately, certain stores are denying the use of manufacturer’s coupons that are downloaded and printed due to fakes and easy duplications.

Teach Children to Save Money

admin — Fri, 27 Nov 2009 03:17:02 +0000

Teaching children to save money is very important. It’s important for kids to develop savings habits early on, especially when they plan to buy things that they want. Learning how to spend money properly is as important as learning how to save. Money maters may begin at home, but many schools have successfully linked with local banks to teach children the basic of budgeting and money management.

For parents, there are many ways to teach your children about money. When shopping with your children, explain how discounts work, let your children see how coupons will save money, and teach your children to comparison shop. If the family is planning a summer vacation, teach children to save or earn extra money and contribute to the expense.